Nearing age 65? Your mailbox is full with people wanting to sell you Medicare Supplements, Medicare Part D, Medicare PFFS, Medicare HMO's etc. We will help you throughthis vicious maze, by helping you find a plan that suits your individual needs and desires.
You may want to buy a Medicare Supplement because Medicare does not pay for all of your health care. There are “gaps” or costs to you under regular Medicare coverage.
A Medicare supplement may help lower your out-of-pocket costs and get more health insurance coverage.
To purchase a Medicare supplement, you generally must have Medicare Part A and Part B.
Medicare Part A (Hospital Insurance) helps pay for inpatient hospital care, skilled nursing facility care, hospice care, and some home health care. Most people do not have to pay for Part A.
Medicare Part B (Medical Insurance) helps pay for doctors’ services, outpatient hospital care, and some other medical services that Medicare Part A does not cover (like some home health care). Medicare Part B helps pay for these covered services and supplies when they are medically necessary. Most people pay monthly for Part B.
Important note: You may want to wait to enroll in Medicare Part B if you or your spouse are working and have group health coverage through an employer. Your Medicare supplement policy’s open enrollment period won’t start until after you sign up for Medicare Part B. Once the open enrollment period starts, it cannot be changed.
To obtain a free, no-obligation quote on any of our insurance policies, please fill out our online application and one of our agents will contact you with the best rates available to you.
